PEMiG disrupts Kenya’s $14.5B fintech market with the world’s first social credit platform. We solve the $6.3B credit invisibility problem by turning social networks into credit scores – enabling 455M underserved Africans to access loans through community backing. With Our dual-revenue model: (1) Direct lending with 4.4% default rates vs industry 15%+ (2) SaaS licensing our proprietary social credit APIs to banks and MFIs, We are able to Dominate this Space in Africa and the World For Us By Us
Pemig Loans Co
Awarded in the African Excellence Awards 2025.

About Pemig Loans Co
Best Digital Lending Platform 2025 - Nairobi
