Pemig Loans Co

Awarded in the African Excellence Awards 2025.

Award logo for winner - African Excellence Awards
About Pemig Loans Co

Best Digital Lending Platform 2025 - Nairobi

PEMiG disrupts Kenya’s $14.5B fintech market with the world’s first social credit platform. We solve the $6.3B credit invisibility problem by turning social networks into credit scores – enabling 455M underserved Africans to access loans through community backing. With Our dual-revenue model: (1) Direct lending with 4.4% default rates vs industry 15%+ (2) SaaS licensing our proprietary social credit APIs to banks and MFIs, We are able to Dominate this Space in Africa and the World For Us By Us

Winner uploaded image - Pemig Loans Co